Services

The protective coating on composition shingles is the granular surface. When hail strikes a composition shingle it damages this protective surface, and, in some cases, the asphalt coating as well as the fiberglass mat. Wood shingles and wood shakes are punctured and or split and metal accessories are dented. Skylights, A/C vents, siding, gutters, downspouts, windows, window beads, and screens are generally damaged as well.

Our Process:

1. Inspect your roof for free for storm-related damage.
2. If you have damage, contact your insurance claims department to file a claim and request that an insurance adjuster inspects your home.
3. IMPORTANT: Be sure a M&K representative is on-site when the adjuster makes their initial visit. Once you hear from the adjuster, contact M&K Restoration to let us know when the adjuster meeting is. We will meet with the insurance adjuster to scope the damages. We are trained professionals and will insist on a fair and complete statement.
   After our initial meeting, the adjuster will determine a fair market value to repair the damage to your home. This value must include the rising costs of labor, materials, and the transfer of materials that will be incurred. M&K Restoration will then complete all work on the property loss worksheet for the amount the insurance company allows. M&K will process all checks, some require endorsements from your mortgage company. Sit back, relax, and let your professional staff work through the insurance process and re-roofing project with experience and dedication to customer satisfaction.
4. After your insurance adjuster has inspected the property, you should receive paperwork outlining the damaged items. Once you receive this paperwork, contact your M&K Representative. We will review the documents to ensure that all items have been paid correctly. From there, we will schedule a time to meet with you to begin your material selection process.
5. Once your total claim value is settled, we will meet with you to sign your replacement contract and get your material selection.
   PRICE ADVANTAGES...
   The contract price will be equal to the amount of money allowed by the insurance company and never greater than that amount. In some cases, State Roofing Company’s standard pricing is greater than the insurance company will allow. We use an independent pricing guideline that provides industry-standard “fair market value” pricing for all areas of the United States and is recognized by most insurance companies. We can submit a supplement to the insurance company for their consideration to raise their pricing to the “fair market value.”
   Your total out of pocket cost will never be more than your deductible with an insurance claim.
6. Next, we will install your roof system to manufacturer’s specifications as well as repair any further exterior and/or interior damage.
7. Once the installation is complete, your ACV and deductible amount is due. We will send a final invoice to your insurance company to release your recoverable depreciation and any final payments owed to you.
8. Once you have received your recoverable depreciation and any supplemental amounts (if applicable), contact us to schedule a time to collect your final payment and closeout your claim!

If your roof and home have been damaged by hail or wind, M&K Restoration is Colorado's premier restoration contractor. We take the stress out of dealing with your insurance company and provide exceptional restoration to your property.